China’s Social Credit app for the Youth

China is planning to introduce a huge social credit app that will apply to 460 million people between 18-45…

Named “unictown”, the app gives each user a credit score between 350 to 800 after its self-developed algorithm parses six different dimensions of data, including: personal information, volunteer work, social connections, credit history, consumption history and track record of honouring contracts.

In the case of college students, “positive information” such as publishing a research paper, obtaining an intellectual property right or working as a volunteer in nursing homes can all potentially lift an individual’s credit score. Conversely, cheating at exams and plagiarism can lead to negative results in a credit score.

Those with low credit scores will not be punished as such, they will just not receive the same benefits that those with scores above 640 – considered as “excellent credit” – will be entitled to, such as discounts when buying online courses within the app or even being parachuted into the second-round of interviews when applying for jobs.

People with good scores can enjoy training and employment perks, and rewards can be expanded to flat rentals, overseas education, dating and even marriage.

 

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